Banking

The Bank of Thailand has temporarily relaxed Loan-to-Value regulations to support the real estate sector, allowing 100% LTV ratios for housing loans under certain conditions. SCB EIC sees this as part of broader efforts to ease financial conditions, aiding housing sales but expecting limited impact. Additional government measures may further support the market.

President Trump’s second term brings global uncertainty with policy shifts in trade, investment, and international relations reshaping the global order. SCB EIC predicts U.S. tariff hikes, potentially leading to a new wave of global trade wars impacting the economy. Thailand faces challenges from U.S. protectionist measures and stagnant economic recovery. SCB EIC recommends short and long-term strategies for economic transformation and suggests Thai businesses adapt with a 4P strategy.