Shaping Payments of Tomorrow: From AI to Real-Time Payments - Thailand PR News - [Banking](https://thailandbusinessnews.net/category/banking/) - [Companies](https://thailandbusinessnews.net/category/companies/) - [Economy](https://thailandbusinessnews.net/category/economy/) - [Press Releases](https://thailandbusinessnews.net/category/press-release/) - [PR Newswire](https://thailandbusinessnews.net/pr-newswire-updates/) - [Tech](https://thailandbusinessnews.net/category/tech/) - [Tourism](https://thailandbusinessnews.net/category/tourism/) - [Press Release](https://thailandbusinessnews.net/category/press-release/) # Shaping Payments of Tomorrow: From AI to Real-Time Payments ##### Up next ###### [Electrolux Group Interim report Q1 2025](https://thailandbusinessnews.net/press-release/electrolux-group-interim-report-q1-2025/) Published on 29 April 2025 ##### Author ##### [ CISION PRNewswire ](https://thailandbusinessnews.net/author/cision/) ##### Tags - [PRNewswire](https://thailandbusinessnews.net/tag/prnewswire/) KUALA LUMPUR, Malaysia, April 29, 2025 /PRNewswire/ — The payments landscape is undergoing a significant transformation, driven by rapid advancements in technology and evolving consumer preferences. Here are four key trends that we believe will shape the future of payments. [ ![Previn Pillay, Country Manager for Visa Malaysia](https://mma.prnasia.com/media2/2675437/Previn_Pillay__Country_Manager_for_Visa_Malaysia.jpg?p=medium600 "Previn Pillay, Country Manager for Visa Malaysia") ](https://mma.prnasia.com/media2/2675437/Previn_Pillay__Country_Manager_for_Visa_Malaysia.html) Previn Pillay, Country Manager for Visa Malaysia Trend 1: Leveraging AI against fraud AI will play a crucial role in personalising payment experiences and enhancing fraud detection capabilities. Deep learning algorithms will become more sophisticated in analysing transaction patterns and identifying potential risks in real-time. Visa has been at the centre of AI in payments and invested $3.3 billion in our AI and data infrastructure over the last decade. This year, we introduced three new [AI-powered risk and fraud prevention solutions](https://investor.visa.com/news/news-details/2024/Visas-Growing-Services-Business-Infused-with-New-AI-Powered-Products/default.aspx), as part of the Visa Protect suite, that are designed to reduce fraud across immediate Account to Account (A2A) and card-not-present (CNP) payments, for transactions on and off Visa’s network. There is immense potential in the next generation of AI to help transform the payments experience, making it more secure and intuitive. Trend 2: Digital identity simplifies authentication For years, passwords, security questions, even card numbers have served as stand-ins for individuals, and fraudsters have taken advantage of this fact. In the future, authentication will rely on highly secure credentials, namely one’s face, fingerprints, or other biometrics. Visa has introduced solutions such as Click to Pay and Visa Payment Passkey to reduce reliance on traditional PINs and passwords and elevate the payment checkout experience. Visa Click to Pay eliminates clunky checkout processes and reduces the number of steps consumers require to pay for their online purchases. Visa Payment Passkey requires consumers to do a one-time set-up to bind their devices and authenticate them at participating merchants, removing friction from the online checkout process. Moving forward, centering biometric markers in payments authentication, in line with the best data privacy, cybersecurity, and AI governance practices will help make the checkout process more convenient and secure, benefiting both consumers and businesses. Trend 3: Cross-border payments travel fast Cross-border money movement has historically been B2B-focused and primarily handled by traditional banks. Cross border payments transcend beyond B2B payments and include peer-to-peer payments or business to consumer payments. Remittances is a significant part of cross-border payments. Visa’s data also shows new use cases for cross-border payments including payout to creators and digital wallet top-ups. As globalisation and global trade evolve, there is a huge demand for faster and more efficient cross border payment solutions to support the needs of consumers and businesses. Visa Direct can power real-time and interoperable cross border transactions securely and efficiently, supporting more than 7 billion endpoints, including cards, accounts and digital wallets. Our key focus is building new partnerships and expanding our endpoints. Trend 4: Real-time payments gain momentum Real-time payments are growing rapidly across the world and are projected to reach $58 trillion by 2028 globally. The important task for regulators, policymakers and the broader payments ecosystem is to balance innovation with safeguards, protect against the risks associated with the instant and irreversible nature of RTP payments. Keeping consumers’ interests at heart, Visa has rolled out solutions such as Visa Protect for A2A Payments to help mitigate fraud on RTP networks and identify potential instances of fraud. Interoperability is also key to facilitating trade and global growth, and we see governments working closely with the private sector to address some of the key pain points and gaps. As we look to the future, these new trends will no doubt impact the way consumers and businesses pay and be paid, making it more seamless and secure for everyone, everywhere. [Source link ](https://www.prnasia.com/story/archive/4675228_AE75228_0?rand=89749) ``` This content was prepared by our news partner, Cision PR Newswire. The opinions and the content published on this page are the author’s own and do not necessarily reflect the views of Siam News Network ``` ##### You May Also Like [](https://thailandbusinessnews.net/press-release/noah-holdings-announces-50m-share-repurchase-signaling-confidence-in-overseas-growth/) ## Noah Holdings Announces $50M Share Repurchase, Signaling Confidence in Overseas Growth SHANGHAI, Aug. 29, 2024 /PRNewswire/ — Noah Holdings Limited ("Noah" or the… - [CISION PRNewswire](https://thailandbusinessnews.net/author/cision/ "View all posts by CISION PRNewswire") - August 29, 2024 [](https://thailandbusinessnews.net/press-release/mckay-brothers-and-go-west-combine-forces-to-reduce-network-latency-between-chicago-and-tokyo/) ## McKay Brothers and Go West Combine Forces to Reduce Network Latency Between Chicago and Tokyo Faster private bandwidth and market data services coming soon CHICAGO, Dec. 19,… - [CISION PRNewswire](https://thailandbusinessnews.net/author/cision/ "View all posts by CISION PRNewswire") - December 19, 2025 [](https://thailandbusinessnews.net/press-release/liangzhu-code-5000-invites-global-explorers-to-unlock-an-ancient-civilization/) ## "LIANGZHU CODE 5000" Invites Global Explorers to Unlock an Ancient Civilization HANGZHOU, China, Aug. 11, 2026 /PRNewswire/ — What if a mobile phone… - [CISION PRNewswire](https://thailandbusinessnews.net/author/cision/ "View all posts by CISION PRNewswire") - August 11, 2026 ##### Most Read - [![CES Asia Unveiled Seoul Heads to KES on the Road to CES 2027](https://secure.gravatar.com/avatar/96e712b5408b51145de772098c3ff3417ce8a11555b7c388d84204c5769f5631?s=40&d=blank&r=g)](https://thailandbusinessnews.net/press-release/ces-asia-unveiled-seoul-heads-to-kes-on-the-road-to-ces-2027/ "CES Asia Unveiled Seoul Heads to KES on the Road to CES 2027") [CES Asia Unveiled Seoul Heads to KES on the Road to CES 2027](https://thailandbusinessnews.net/press-release/ces-asia-unveiled-seoul-heads-to-kes-on-the-road-to-ces-2027/ "CES Asia Unveiled Seoul Heads to KES on the Road to CES 2027") - [![Eleanor Yeh: Etra Fine Jewellery and the Art of Meaningful Ownership](https://secure.gravatar.com/avatar/96e712b5408b51145de772098c3ff3417ce8a11555b7c388d84204c5769f5631?s=40&d=blank&r=g)](https://thailandbusinessnews.net/press-release/eleanor-yeh-etra-fine-jewellery-and-the-art-of-meaningful-ownership/ "Eleanor Yeh: Etra Fine Jewellery and the Art of Meaningful Ownership") [Eleanor Yeh: Etra Fine Jewellery and the Art of Meaningful Ownership](https://thailandbusinessnews.net/press-release/eleanor-yeh-etra-fine-jewellery-and-the-art-of-meaningful-ownership/ "Eleanor Yeh: Etra Fine Jewellery and the Art of Meaningful Ownership") - [![Sennheiser Unveils Next-Generation True Wireless Lineup with the MOMENTUM True Wireless 5 and ACCENTUM Clip](https://secure.gravatar.com/avatar/96e712b5408b51145de772098c3ff3417ce8a11555b7c388d84204c5769f5631?s=40&d=blank&r=g)](https://thailandbusinessnews.net/press-release/sennheiser-unveils-next-generation-true-wireless-lineup-with-the-momentum-true-wireless-5-and-accentum-clip/ "Sennheiser Unveils Next-Generation True Wireless Lineup with the MOMENTUM True Wireless 5 and ACCENTUM Clip") [Sennheiser Unveils Next-Generation True Wireless Lineup with the MOMENTUM True Wireless 5 and ACCENTUM Clip](https://thailandbusinessnews.net/press-release/sennheiser-unveils-next-generation-true-wireless-lineup-with-the-momentum-true-wireless-5-and-accentum-clip/ "Sennheiser Unveils Next-Generation True Wireless Lineup with the MOMENTUM True Wireless 5 and ACCENTUM Clip") - [![Under Armour Launches New Brand Platform Centered on Commit, Spotlighting the Growth and Rewards Found in Sport](https://secure.gravatar.com/avatar/96e712b5408b51145de772098c3ff3417ce8a11555b7c388d84204c5769f5631?s=40&d=blank&r=g)](https://thailandbusinessnews.net/press-release/under-armour-launches-new-brand-platform-centered-on-commit-spotlighting-the-growth-and-rewards-found-in-sport/ "Under Armour Launches New Brand Platform Centered on Commit, Spotlighting the Growth and Rewards Found in Sport") [Under Armour Launches New Brand Platform Centered on Commit, Spotlighting the Growth and Rewards Found in Sport](https://thailandbusinessnews.net/press-release/under-armour-launches-new-brand-platform-centered-on-commit-spotlighting-the-growth-and-rewards-found-in-sport/ "Under Armour Launches New Brand Platform Centered on Commit, Spotlighting the Growth and Rewards Found in Sport") - [![M SOCIAL COLLECTIVE ARRIVES IN NEW YORK FOR A TWO-DAY CELEBRATION DURING US OPEN WEEK](https://secure.gravatar.com/avatar/96e712b5408b51145de772098c3ff3417ce8a11555b7c388d84204c5769f5631?s=40&d=blank&r=g)](https://thailandbusinessnews.net/press-release/m-social-collective-arrives-in-new-york-for-a-two-day-celebration-during-us-open-week/ "M SOCIAL COLLECTIVE ARRIVES IN NEW YORK FOR A TWO-DAY CELEBRATION DURING US OPEN WEEK") [M SOCIAL COLLECTIVE ARRIVES IN NEW YORK FOR A TWO-DAY CELEBRATION DURING US OPEN WEEK](https://thailandbusinessnews.net/press-release/m-social-collective-arrives-in-new-york-for-a-two-day-celebration-during-us-open-week/ "M SOCIAL COLLECTIVE ARRIVES IN NEW YORK FOR A TWO-DAY CELEBRATION DURING US OPEN WEEK") - [![Luckin Coffee Celebrates Its New Coconut & Jelly Latte and Limited-Edition Baby Coconut Keychains](https://i0.wp.com/thailandbusinessnews.net/wp-content/uploads/2025/06/image_5030464_25383692.jpg?fit=600%2C450&ssl=1&resize=40%2C40)](https://thailandbusinessnews.net/press-release/luckin-coffee-celebrates-its-new-coconut-jelly-latte-and-limited-edition-baby-coconut-keychains/ "Luckin Coffee Celebrates Its New Coconut & Jelly Latte and Limited-Edition Baby Coconut Keychains") [Luckin Coffee Celebrates Its New Coconut & Jelly Latte and Limited-Edition Baby Coconut Keychains](https://thailandbusinessnews.net/press-release/luckin-coffee-celebrates-its-new-coconut-jelly-latte-and-limited-edition-baby-coconut-keychains/ "Luckin Coffee Celebrates Its New Coconut & Jelly Latte and Limited-Edition Baby Coconut Keychains") ##### Subscribe via Email Enter your email address to subscribe and receive notifications of new posts by email. Email Address Subscribe [](https://thailandbusinessnews.net/press-release/sweetnight-unveils-coolnest-ultra-cooling-memory-foam-mattress-for-hot-sleepers-and-expands-its-cooling-sleep-portfolio/) ![SweetNight Unveils CoolNest® Ultra Cooling Memory Foam Mattress for Hot Sleepers and Expands Its Cooling Sleep Portfolio](https://i0.wp.com/mmx.prnasia.com/media/MS1973967/20260821215940EDT_image_1.jpg?resize=260%2C140&ssl=1 "SweetNight Unveils CoolNest® Ultra Cooling Memory Foam Mattress for Hot Sleepers and Expands Its Cooling Sleep Portfolio") ## SweetNight Unveils CoolNest® Ultra Cooling Memory Foam Mattress for Hot Sleepers and Expands Its Cooling Sleep Portfolio WILMINGTON, Del., Aug. 22, 2026 /PRNewswire/ — SweetNight, a sleep brand focused… [](https://thailandbusinessnews.net/press-release/global-times-chinas-economic-performance-will-remain-within-a-reasonable-range-in-h2-meet-annual-goals/) ## Global Times: China's economic performance will remain within a reasonable range in H2, meet annual goals BEIJING, Aug. 22, 2026 /PRNewswire/ — Since the beginning of the year,… [](https://thailandbusinessnews.net/press-release/elseland-unveils-20-games-created-with-ai-advancing-ai-game-development-at-scale/) ## Elseland Unveils 20 Games Created with AI, Advancing AI Game Development at Scale What began as a solo AI experiment has grown into a team… [](https://thailandbusinessnews.net/press-release/zhang-ziyi-the-new-face-of-clarins-precious/) ![Zhang Ziyi: the new face of Clarins Precious](https://i0.wp.com/mmx.prnasia.com/media/MS1972602/2026-S2-Clarins-Precious-PR-Celebrity-Portrait-2193995.jpg?resize=260%2C140&ssl=1 "Zhang Ziyi: the new face of Clarins Precious") ## Zhang Ziyi: the new face of Clarins Precious PARIS, Aug. 22, 2026 /PRNewswire/ — Clarins is proud to announce Zhang Ziyi…